San Diego Chiropractic - More on Auto Accident Injuries
Do you know what and what not to do after an auto accident?
It is that time of the year again. You know, when the roads are wet with rain and half the people on the road drive like it is dry (FAST) and the other half slow down to half the posted limit. People who live in San Diego only see an average of 11 rainy days per year. That is about 3 percent of the time. Until your car loses traction and you hit another vehicle, most don’t realize how quickly and easily it can happen. While an accident usually starts and ends in matter of seconds, the neck pain, headaches, back pain, etc. can continue for weeks, months or sometimes, years.
In addition to the typical physical aches and pains associated with auto accident injuries, there are legalities to consider as well. Sometimes there are disputes as to who is the guilty party that is responsible for the accident. Many people will deny their responsibility even though their role in the accident is obvious. If you have been involved in an automobile accident, there are a number of things you can do to preserve your legal rights.
The following is a summary of some of the most important things you can do to protect your legal rights after an automobile accident:
1. Do not leave the scene. If you leave the scene of an automobile accident, you may be criminally prosecuted. You are required to provide your name, address, driver’s license and auto insurance information to the other driver.
2. Assess yourself for injuries and then, if you are able, help the injured if there are any. If someone has been injured in the accident, you should call for an ambulance / paramedics and assist them to the extent you are qualified. Before calling for the ambulance, be prepared to give an accurate location of the accident and a count of the number of individuals injured.
3. Avoid additional collisions. Make sure your vehicle is not presenting a safety hazard to other motorists. If possible, it should be moved so that it is not obstructing traffic. You can further warn oncoming traffic to proceed with caution by setting flares, turning on your hazard lights, and raising the hood and trunk of your vehicle.
4. Notify the police. Typically the police will prepare a report that contains specific information regarding the accident and the parties involved. While you may not be required to call the police, the accident reports they produce could be helpful to you later.
5. Do not admit liability. You should not admit responsibility for the accident to the other drivers, passengers, or to the police for that matter. You may convey facts concerning how the incident occurred; however, it is best not to comment on your responsibility (or liability) for the accident. This is a legal matter that is not always readily and easily ascertainable.
6. You should get the names, addresses, and telephone numbers of any individuals involved in the accident, as well as any witnesses to the accident. You should also obtain the name of the insurance company and policy number of the other drivers involved. If possible, you may take photographs to document the accident scene including skid marks, road obstructions, and damage to the vehicles.
7. Notify your insurance company. If you do not give your insurance company prompt notice, your policy may provide that the insurance company may deny coverage for your claim. Accordingly, you should give your insurance company notice by way of telephone and by written notice that provides you a means of proving such notice was given, such as by facsimile or by certified mail. You should provide your insurance company with all information they request concerning the facts of the accident.
8. Consult a chiropractic doctor to evaluate your neck and back for injuries. Some injuries may not manifest themselves until some period of time after the accident; the fact that you do not immediately feel as though you have been injured does not necessarily mean that no injury has occurred. You should consult your insurance agent to see if the cost of seeing a doctor in connection with the accident is covered by your insurance policy. You should not settle your claims for injuries arising from the accident until you have been advised by your chiropractic doctor as to the full extent of your injuries.
I hope that you find this information helpful. Drive safe!
Yours In Good Health
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Dr. Jones
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